Insurance Plans Accepted

CentraState accepts a wide variety of health insurance plans. Most of those plans are listed on the chart below. If your carrier isn’t listed, you may still be covered. For the latest information about your coverage, check with your physicians and your insurance company. You can also contact CentraState directly by calling (732) 294-7055.
 
Insurance Plan Definitions:

Health Maintenance Organization (HMO)
A health plan in which members select a primary care physician from a panel of participating doctors. The primary care physician helps patients manage their health care and makes referrals for specialty care and hospital services. Services delivered outside the panel of participating providers, or delivered without the primary care physician's referral, must be paid for by the patient.

Preferred Provider Organization (PPO)
A plan in which members receive a higher level of benefits at a lower cost when they choose to have their care delivered by participating physicians, hospitals and other providers. Health expenses are greater when a member receives health services outside the network.

Point of Service Plan (POS)
A combination of an HMO and PPO in which members can use participating health providers for a set fee but also have the choice of going outside of the plan by paying the difference in non-plan benefits.

Exclusive Provider Organization (EPO)
A managed care plan in which enrollees must receive their care from affiliated providers. Treatment provided outside the approved network must be paid for by the patients.

Indemnity Insurance
With indemnity insurance (sometimes called commercial insurance), the patient will pay for all services up to a specified deductible; thereafter, the patient will typically pay a set percentage of the total billed amount.

Company under Contract Commercial HMO/PPO Medicare  Medicaid  Mental Health  The Manor Active Care (Workers' Comp) x         Aetna Health Plans of NJ x x     x America’s Health Plan x         Amerigroup   x x     AmeriHealth x x       BeechStreet PPO x         Cigna Health Plans of NJ x         Community Care Network (CCN) x         Consumer Health Network (CHN) x         Devon Health Services/Ullicare x         Empire BlueCross/BlueShield x         First MCO (Workers' Comp) x         Great-West (Cigna) x         Health Net x         HealthNet Federal Health Services (TriCare/Champus) x         Horizon BlueCross/BlueShield of NJ (Includes HMO Blue) x x   x x Intergroup Services Corp. x         MagnaCare x         MCS Patient Centered Health Care Network x         Multiplan x         National Provider Network x         Oxford Health Plans x       x Private Healthcare Systems x         Qualcare Preferred Providers x     x x United Healthcare x x

* NOTE: Please be aware that this list is subject to change.   Also, because insurers generally offer a variety of plans and levels of coverage, you should always check with your insurance carrier to verify what services are covered, the extent (i.e., percentage) of coverage provided, and what, if any, deductibles, co-pays and/or other expenses you may be responsible for under your particular plan.